Deadline 10 July 2027
AML 2027 changes how the beneficial owner is determined.
From 10 July 2027 new criteria apply to the beneficial owner. We check your portfolio against the new rule and flag every file where the beneficial owner changes.
frame_inspect The full-base sweep
Your entire portfolio checked for readiness.
- compare_arrows Every file side by side
Old and new rule side by side - the whole book in one pass.
- euro You only pay where something changes
If the owner stays the same, the file is documented, closed and free.
- verified Audit-proof record for every file
Every file gets a sourced report documenting each step.
Full-base sweep
+UBO Swap unchanged
unchanged22.432
+UBO1.914
swap464
published_with_changes The new calculation
How the calculation works from 10 July 2027
gavel
The four UBO tests of the new rule
Art. 51 · Base norm
Who is a UBO?
Always a natural person - never the entity itself.
Art. 52 · Ownership
Direct and indirect holdings
Holdings multiplied and added across every chain, from 25%.
Art. 53 · Control
Control instead of ownership
Even below the threshold: whoever controls the majority on every level.
Art. 54 · Catch-all
Catch-all for complex structures
Applies when ownership and control sit on different levels.
Optional PDF
Get our whitepaper on AML 2027
Check your readiness.
We check your portfolio against the AML 2027 rule and deliver the analysis within a week.
Request a readiness assessment arrow_forwardWorking in Switzerland too? Here is the GwG revision Switzerland